What a corporation does not protect
Incorporate your Rosemère business from $999, government fees included. Understanding the real limits of the protection. Reviewed by Quebec lawyers.
Professional services and consulting in the Laurentians
Complete legal filings
Each incorporation includes all legal filings required to create a compliant and operational corporation from day one.
Share capital structure
Depending on the option selected, your share capital structure is prepared in a simple or advanced format to support the future evolution of your business.
Digital minute book
All corporate documents are delivered in a digital minute book, ready for electronic signature and secure record keeping.
Professional validation
Documents are prepared according to established legal standards and reviewed before delivery.
Human support
Our team supports you throughout the process and provides guidance when decisions need to be made, without unnecessary complexity.
Incorporate your business
Build your company in Quebec or federally with a strong legal structure from day one.
Keep your company’s annual filings up to date and maintain compliance of your corporate minute book.
Access professional legal templates to structure relationships with your employees, partners, and suppliers.
By opening a NBC business account.
A guided process, from information gathering to final document delivery.
Each step is designed to ensure compliance and legal consistency.
Tailor your incorporation to your needs (simple or advanced structure).
Each file is reviewed before delivery to ensure a reliable outcome.
Our incorporation guides
Clear resources to help you understand the legal aspects of starting a business.
Incorporation
Discover the complete guide to incorporation in Quebec. Essential steps, expert tips and key information to create and manage your corporation.
The Complete Guide to Incorporating in Quebec (QBCA)
Everything you need to know to incorporate under the Quebec Business Corporations Act. Key actors, articles, costs and the process explained simply.
The Complete Guide to Federal Incorporation in Canada (CBCA)
Incorporate your business under the Canada Business Corporations Act. Key actors, articles, annual costs and the federal incorporation process explained clearly.
The Complete Guide to Incorporating in Ontario (OBCA)
Incorporate your business under the Ontario Business Corporations Act. Key actors, articles, annual costs and the provincial incorporation process explained clearly.
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Rosemère: consulting, services and independent work
Rosemère has an affluent residential profile with a high concentration of professionals and consultants: management, finance, communications, engineering, IT, training. Many work solo or in very small teams, for clients often located in Montréal.
These entrepreneurs incorporate frequently. But one misconception persists: believing the corporation protects against everything.
Four situations where a corporation does not protect you
First, personal fault. If you personally cause damage through negligence, your personal liability can be engaged despite the corporation. That is particularly true for advice you give personally.
Second, the personal guarantee. Every time you guarantee a lease, a loan or a credit line, you voluntarily waive protection for that specific obligation.
Third, certain director liabilities, notably for source deductions and unpaid wages, can be claimed personally.
Fourth, fraud or using the corporation as a front: courts can then set aside the separate legal personality.
The corporation remains extremely useful. It protects against ordinary business debts, contractual disputes and most operating risk. You simply need to know it is not an absolute shield.
Online incorporation, reviewed by lawyers
Our pricing includes government fees. See our online incorporation guide or start your incorporation.
By opening a NBC business account.
Insurance, an essential complement
For a consultant, professional liability insurance covers precisely the risk the corporation does not: the advisory error. The two protections are complementary and neither replaces the other.
Provincial or federal for a Rosemère professional?
For a Quebec clientele, the provincial regime fits. Serving clients in other provinces changes nothing as long as you have no establishment there.
Your obligations once incorporated
Annual updating declaration, a current minute book, a separate corporate tax return and resolutions recording major decisions. Respecting these formalities actually strengthens the separate-entity argument.
Common questions from Rosemère professionals
If a corporation does not protect against everything, what is the point? It protects against the vast majority of commercial risks, which is considerable, and brings tax advantages.
Can I refuse to give a personal guarantee? You can negotiate. A lender may refuse, but duration and amount are almost always open to discussion.
Compare your options in REQ, platform or notary, or start your incorporation.